Cost of Care
Know What to Expect — Plan With Confidence
Understanding the cost of senior care is one of the most important steps in making an informed decision. Whether you’re considering home care, assisted living, or memory care, having accurate cost information will help you plan effectively and avoid surprises.
What Are the Typical Costs?
Here are current national averages for common types of care in 2025:
| Type of Care | Monthly Average | Description |
|---|---|---|
| In-Home Care | $4,500 – $6,500 | Non-medical caregivers providing daily support |
| Assisted Living | $5,000 – $7,000 | 24/7 care, meals, and social activities in a residential setting |
| Memory Care | $6,000 – $9,000 | Specialized care for Alzheimer’s and dementia |
| Board & Care Homes | $4,000 – $6,500 | Small residential homes with personalized attention |
| Skilled Nursing | $8,000 – $12,000+ | Clinical care with nursing staff, rehab, and medical oversight |
Note: Costs can vary significantly depending on location, room type (shared vs. private), and level of assistance required.
What Affects the Price?
Several factors influence care costs:
- Location– Urban areas typically cost more than rural regions
- Care Level– The more care needed, the higher the cost
- Room Type– Private rooms cost more than shared accommodations
- Services Included– Some communities offer bundled services, others charge à la carte
Ways to Pay for Care
Families often use a combination of:
- Long-Term Care Insurance
- Veterans Benefits (Aid & Attendance)
- Medi-Cal / Medicaid (if eligible)
- Personal savings or retirement income
- Home equity / real estate sales
- Life insurance with living benefits or riders
How We Help?
At Placement Helpers, we don’t just find you care—we help you understand the full financial picture. Our team will:
- Provide cost estimates for care options in your area
- Help you compare what’s included in each community’s fees
- Explain the difference between private pay and benefit-supported options
- Connect you with financial planners and benefit specialists when needed
Get the Information You Need
Every care situation is different—and so is every family’s budget. Let’s walk through your options together.
